About RupayWise
India's calculator-first financial decision platform. Not a blog. Not a brokerage. Just tools and frameworks for better money decisions.
Why RupayWise Exists
Most Indian finance websites either sell you products (as brokerage-affiliated platforms) or give you opinions (as ad-supported blogs). Neither helps you make a decision with your actual numbers.
RupayWise takes a different approach: calculators first, content second. Every tool uses your real inputs — your city, your salary, your loan amount, your deductions — to give a personalized answer instead of generic advice. The guide articles that wrap each calculator explain the “why” and “how” behind the numbers.
All calculations are backed by cited government data sources (RBI, CBDT, Income Tax India, state registration departments) with dates. When tax slabs change, rates update, or policies shift, the calculators are updated within days — not months.
Why You Can Trust These Numbers
NISM XIX-C Certified
Ganesh Kompella holds NISM Series XIX-C certification (Alternative Investment Fund Managers) from the National Institute of Securities Markets — SEBI's educational arm.
230+ Automated Tests
Every calculation engine is validated against known correct answers — EMI formulas against bank amortization schedules, tax calculations against income tax department examples, and stamp duty against state government rate cards.
Government-Sourced Data
Tax slabs from incometaxindia.gov.in. Stamp duty rates from state IGR portals. Repo rate from RBI. Every data point is cited with source and date so you can verify independently.
No Affiliate Bias
Calculators give you the mathematically correct answer, not the answer that earns a commission. A Rent vs Buy calculator that always says “buy” would defeat the purpose.
About the Founder
Ganesh Kompella is the founder and CTO of RupayWise. He holds NISM Series XIX-C certification (Alternative Investment Fund Managers) from the National Institute of Securities Markets (NISM) — SEBI's educational arm.
With a background in technology, Ganesh built RupayWise to solve a problem he faced personally: the lack of transparent, calculator-driven tools for Indian financial decisions. Most existing tools are either oversimplified (flat EMI calculators with no prepayment modeling) or designed to funnel users toward a financial product.
RupayWise has no investment advisory license (SEBI RIA) and does not provide personalized investment advice. The platform provides educational tools and frameworks to help users make their own informed decisions.
Company Information
RupayWise is a product of Kompella Tech Pvt. Ltd., registered at 2nd Floor, Plot No. 4, Minarch Tower, Sector-44, Gurugram, Haryana — 122003, India.
What We Cover
8 Financial Calculators
Rent vs Buy, Tax Regime Comparator, Step-Up SIP, Stamp Duty, EMI, SIP, HRA, PPF
5 In-Depth Guides
Each calculator has a companion guide with worked examples, data citations, and decision frameworks
3 Comparison Pages
ELSS vs PPF, Old vs New Tax Regime, SIP vs Lumpsum — side-by-side decision aids
FY 2025-26 Updated
All tax slabs, stamp duty rates, and repo rates updated for current fiscal year
Disclaimer
RupayWise is an educational platform. It is not registered with SEBI as a Research Analyst (RA) or Investment Adviser (IA). The content and tools provided are for informational purposes only and should not be construed as investment advice. Users should consult a SEBI-registered financial advisor before making investment decisions. Past performance of any investment does not guarantee future returns.