Stamp Duty in Gujarat 2026 — Ahmedabad, Surat & Other Areas
Gujarat offers one of the lowest stamp duty rates in India at 4.9%, making property transactions more affordable. The stamp-duty rate is uniform for all buyers regardless of gender. Registration is 1% of property value, but is waived for a woman registering as the sole owner. With a total acquisition cost of about 5.9% (4.9% for a female sole owner), Gujarat is among the most buyer-friendly states.
Last updated: 23 February 2026, 5:00 PM IST
Metro cities: Ahmedabad, Surat, Vadodara
Women Buyer Discount Available
A woman buyer saves ₹50,000 on this property compared to a male buyer in Gujarat.
Stamp Duty Rates in Gujarat
Stamp duty in Gujarat is a flat 4.9% for all buyers — one of the lowest in India. Registration is 1% of the property value, but is waived for a female sole owner (a 1% saving). Rates are uniform across urban and rural areas. Total government charges are about 5.9% (4.9% for a female sole owner).
Data Sources
- eGarvi — Gujarat Registration Portal (2026) — garvi.gujarat.gov.in
- Gujarat Revenue Department (2026) — revenuedepartment.gujarat.gov.in
Found an error?
Help us keep calculations accurate. Report any issues you find.
Important: This calculator provides estimates based on the inputs and assumptions you provide. Results are mathematical projections, not financial advice or recommendations. Actual outcomes will vary based on market conditions, policy changes, individual circumstances, and factors not captured by this tool. Verify all figures independently and consult qualified professionals before making financial decisions.
Need funds for stamp duty & registration? Quick personal loan
Quick personal loans with minimal documentation
NISM XIX-C certified · Partner, Tykhe Ventures (SEBI AIF Cat II) · Founder, RupayWise
Ganesh Kompella is NISM Series XIX-C certified — the certification for Alternative Investment Fund managers — and a Partner at Tykhe Ventures, a SEBI-registered Category II AIF (~$20 M AUM). He's a self-taught engineer who built RupayWise and its 230+-test calculation engine because India's finance tools were built to sell products, not to help you decide. RupayWise is an educational platform — not a SEBI-registered Investment Adviser.
Frequently Asked Questions — Gujarat
What is the stamp duty rate in Ahmedabad 2026?
Stamp duty in Ahmedabad (and all of Gujarat) is 4.9% of the property value, one of the lowest in India. Registration charges are 1%. Total government charges for a ₹1 crore property would be approximately ₹5.9 lakh.
Do women get a stamp duty discount in Gujarat?
There is no discount on the 4.9% stamp duty itself — male and female buyers pay the same rate. However, the 1% registration fee is waived when a woman registers as the sole owner, so a female sole buyer pays about 4.9% all-in versus 5.9% for others.
How is jantri rate different from market value in Gujarat?
Jantri rate is the government-assessed minimum value of property in Gujarat. Stamp duty is calculated on the higher of the actual sale value or the jantri rate. Jantri rates were last significantly revised in 2023 and vary by area, plot type, and construction quality.
Is stamp duty different for resale vs new property in Gujarat?
No. The stamp duty rate of 4.9% applies equally to new properties (from builder), resale properties, and land transactions in Gujarat. The calculation is based on the property value regardless of whether it's a first sale or resale.
Are there stamp duty concessions for affordable housing in Gujarat?
Gujarat has occasionally offered reduced stamp duty under specific government schemes for affordable housing (EWS/LIG categories). Check with the local sub-registrar for any currently active concessions or schemes.
Related Resources
Calculators
- Rent vs Buy — Should you buy a home or keep renting? City-specific NPV analysis for Mumbai, Bangalore, Delhi, Pune & Hyderabad.
Disclaimer: Stamp duty rates and regulations are subject to change based on state government notifications. This calculator provides estimates based on the latest publicly available rates for Gujarat. Actual charges may vary based on property type, location, and specific municipal regulations. Always verify with the local Sub-Registrar office before making property transactions. RupayWise is not a legal or real estate advisor.