RupayWise vs ClearTax Income Tax Calculator: Feature Comparison
Both RupayWise and ClearTax offer free income tax calculators updated for FY 2026-27. ClearTax is India's largest tax-filing platform, and their calculator is tightly integrated with their e-filing service. RupayWise offers a standalone income tax calculator with a dedicated tax regime comparator.
Last updated: 3 June 2026, 12:00 PM IST
Both RupayWise and ClearTax offer free income tax calculators updated for FY 2026-27. ClearTax is India's largest tax-filing platform, and their calculator is tightly integrated with their e-filing service. RupayWise offers a standalone income tax calculator with a dedicated tax regime comparator.
This comparison focuses on the income tax calculator features. ClearTax's ITR filing, tax-saving investments, and business compliance services are outside scope.
Side-by-Side Feature Comparison
| Feature | RupayWise | ClearTax |
|---|---|---|
| Old vs New Regime Comparison | Yes (side-by-side) | Yes (side-by-side) |
| FY 2026-27 Updated | Yes | Yes |
| Salary Income Input | Yes | Yes |
| 80C / 80D / HRA Deductions | Yes (all major deductions) | Yes (all major deductions) |
| Section 87A Rebate | Yes (auto-applied) | Yes (auto-applied) |
| Marginal Relief Computation | Yes (visible in breakdown) | Yes |
| Surcharge + Cess Breakdown | Yes (separate line items) | Yes |
| Tax Regime Comparator (dedicated) | Yes (separate tool with detailed analysis) | Integrated into the main calculator |
| Income Tax by Salary (programmatic) | Yes (26 salary-specific pages with computed breakdowns) | No |
| Direct ITR Filing | No (calculator only) | Yes (file ITR directly) |
| Educational Content | Detailed guide with slab tables + examples | Comprehensive tax guides |
Where RupayWise Stands Out
Dedicated Tax Regime Comparator
RupayWise offers a separate Tax Regime Comparator tool that lets you enter all your deductions and see a detailed side-by-side comparison of old vs new regime — including the exact break-even point where old regime becomes beneficial. ClearTax integrates this into the main calculator, but the dedicated tool provides more focused analysis.
Income Tax by Salary Pages
RupayWise has 26 pre-computed 'income tax on ₹X salary' pages (₹5L to ₹1Cr) showing the exact new-vs-old regime breakdown for common salaries, with variant-specific FAQs. This answers the exact Google search ('income tax on 15 lakh salary') directly. ClearTax doesn't offer salary-specific pre-computed pages.
No Sign-Up Required
RupayWise's calculator works entirely in the browser with no login, no data collection, and no upsell to paid services. ClearTax's calculator is free but is part of an ecosystem that naturally leads toward their paid filing services.
Where ClearTax Excels
End-to-End Tax Filing
ClearTax's strongest advantage is seamless ITR filing. After calculating your tax, you can import your Form 16, auto-fill your ITR, and e-file — all in one platform. This end-to-end experience is ClearTax's core business and something no standalone calculator can match.
Comprehensive Tax Knowledge Base
ClearTax has an extensive library of tax guides, Section 80C planning tools, HRA guides, and capital gains articles — likely the most comprehensive tax content library in India. RupayWise covers the key topics but ClearTax's depth is broader.
Form 16 Upload + Auto-Fill
ClearTax can import your Form 16 PDF and auto-populate your tax computation, eliminating manual entry. This saves significant time for salaried taxpayers and reduces errors.
Which Calculator Should You Use?
The answer depends on your situation:
- Quick tax comparison: Both calculators give accurate old-vs-new regime comparisons. RupayWise's dedicated Tax Regime Comparator provides more focused analysis.
- File your ITR: ClearTax is the clear choice — calculate, fill, and e-file in one place.
- Research a specific salary: RupayWise's pre-computed salary pages give instant answers for common income levels.
- Privacy: RupayWise requires no sign-up or personal data for the calculator.
Both tools are free, and using one does not prevent you from using the other. Many investors use RupayWise for detailed planning and then execute on platforms like ClearTax, Groww, or Zerodha.
Try Our Calculators
Frequently Asked Questions
Is the ClearTax income tax calculator updated for FY 2026-27?
Yes. Both ClearTax and RupayWise calculators are updated for FY 2026-27 (AY 2027-28), including the new regime slabs, ₹75,000 standard deduction, and ₹60,000 Section 87A rebate up to ₹12 lakh taxable income.
Can I file my ITR through RupayWise?
No. RupayWise is a standalone calculator platform. For ITR filing, ClearTax or the Income Tax Department's portal are your options. RupayWise helps you understand your tax liability before filing.
Which calculator is more accurate?
Both use the same Income Tax Act slab structure and compute tax identically for the same inputs. The difference is in the surrounding features — ClearTax adds filing integration, RupayWise adds salary-specific pre-computed pages and a dedicated regime comparator.
Does RupayWise show income tax for specific salaries?
Yes. RupayWise has 26 pre-computed pages for salaries from ₹5 lakh to ₹1 crore, each showing the exact tax under both regimes, computed by the tested tax engine. These pages directly answer 'income tax on ₹X salary' searches.
Disclaimer
This comparison is based on publicly available features of the ClearTax income tax calculator as of June 2026. Features may change; check the competitor's website for the latest. RupayWise is not affiliated with ClearTax. This page compares calculator features only and does not constitute a recommendation of either platform.