Stamp Duty in Karnataka 2026 — Bangalore & Other Areas
Karnataka charges a base stamp duty of 5% on property transactions, with an additional 2% surcharge on stamp duty within BBMP (Bangalore) limits. Registration charges are a flat 1% of property value. Unlike some states, Karnataka does not offer a gender-based discount on stamp duty.
Last updated: 23 February 2026, 5:00 PM IST
Metro cities: Bangalore (BBMP)
Women Buyer Discount Available
A woman buyer saves ₹55,000 on this property compared to a male buyer in Karnataka.
Stamp Duty Rates in Karnataka
Stamp duty in Karnataka is a flat 5% regardless of buyer gender. Within BBMP (Bangalore) limits, a 2% surcharge on the stamp duty amount applies, making the effective stamp duty approximately 5.1%. Registration charges are 1% of the property value.
Data Sources
- Kaveri Online — Karnataka Registration (2026) — kaverionline.karnataka.gov.in
- BBMP Property Tax Portal (2026) — bbmptax.karnataka.gov.in
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Important: This calculator provides estimates based on the inputs and assumptions you provide. Results are mathematical projections, not financial advice or recommendations. Actual outcomes will vary based on market conditions, policy changes, individual circumstances, and factors not captured by this tool. Verify all figures independently and consult qualified professionals before making financial decisions.
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Frequently Asked Questions — Karnataka
What is the stamp duty rate in Bangalore 2026?
Stamp duty in Bangalore (BBMP area) is 5% of the property value, plus a 2% surcharge on the stamp duty amount. Registration charges are 1%. For a ₹1 crore property, total stamp duty + surcharge is approximately ₹5.1 lakh, plus ₹1 lakh registration.
Is there a gender discount on stamp duty in Karnataka?
No. Unlike Maharashtra, Rajasthan, and Haryana, Karnataka does not offer any gender-based discount on stamp duty. Both male and female buyers pay the same 5% rate.
What is the BBMP surcharge on stamp duty?
Properties within BBMP (Bruhat Bengaluru Mahanagara Palike) limits attract an additional 2% surcharge on the stamp duty amount. This is a surcharge on the stamp duty, not on the property value, so the effective impact is relatively small.
How is guidance value determined in Karnataka?
Stamp duty is calculated on the higher of the sale deed value or the guidance value (circle rate) set by the Karnataka government. Guidance values are area-specific and updated periodically. You can check guidance values on the Kaveri portal.
Are NRI buyers charged differently for stamp duty in Karnataka?
No. NRI buyers pay the same stamp duty and registration charges as resident Indians in Karnataka. However, NRIs should ensure proper FEMA compliance for property transactions in India.
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Disclaimer
Stamp duty rates and regulations are subject to change based on state government notifications. This calculator provides estimates based on the latest publicly available rates for Karnataka. Actual charges may vary based on property type, location, and specific municipal regulations. Always verify with the local Sub-Registrar office before making property transactions. RupayWise is not a legal or real estate advisor.