Stamp Duty in UP 2026 — Noida, Lucknow & Other Areas
Uttar Pradesh has one of the highest stamp duty rates in India at 7% for male buyers. Women get a 1% discount at 6%. Properties in Nagar Nigam (municipal corporation) areas like Noida, Lucknow, and Agra attract an additional 2% urban surcharge on the stamp duty amount. This makes property transactions in UP significantly more expensive than states like Gujarat or Maharashtra.
Last updated: 23 February 2026, 5:00 PM IST
Metro cities: Lucknow, Noida, Ghaziabad
Women Buyer Discount Available
A woman buyer saves ₹51,000 on this property compared to a male buyer in Uttar Pradesh.
Stamp Duty Rates in Uttar Pradesh
Stamp duty in UP is 7% for male buyers, 6% for women, and 6.5% for joint registration — among the highest in India. Registration charges are 1%. In Nagar Nigam areas (Noida, Lucknow, Agra, etc.), a 2% surcharge on the stamp duty amount applies. Total charges range from 7% (women, rural) to approximately 8.14% (men, urban).
Data Sources
- IGRS UP — Registration Portal (2026) — igrsup.gov.in
- UP Circle Rate Portal (2026) — igrsup.gov.in
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Important: This calculator provides estimates based on the inputs and assumptions you provide. Results are mathematical projections, not financial advice or recommendations. Actual outcomes will vary based on market conditions, policy changes, individual circumstances, and factors not captured by this tool. Verify all figures independently and consult qualified professionals before making financial decisions.
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Frequently Asked Questions — Uttar Pradesh
What is the stamp duty in Noida for 2026?
Stamp duty in Noida is 7% for men and 6% for women (base rate for UP), plus a 2% urban surcharge on the stamp duty amount since Noida falls under Nagar Nigam. For a male buyer purchasing a ₹1 crore property, stamp duty would be ₹7.14 lakh + ₹1 lakh registration = ₹8.14 lakh total.
Do women get a discount on stamp duty in UP?
Yes. Women buyers in UP pay 6% stamp duty compared to 7% for men — saving 1% of the property value. For a ₹1 crore property, this is a saving of ₹1 lakh. Joint registration attracts 6.5% duty.
What is the circle rate in UP?
Circle rate (government-assessed minimum property value) in UP varies by district, locality, and property type. Stamp duty is calculated on the higher of the actual sale consideration or the circle rate. Check current circle rates on the IGRS UP (igrsup.gov.in) portal.
What is the urban surcharge in UP?
Properties in Nagar Nigam (municipal corporation) areas attract a 2% surcharge on the stamp duty amount. This applies to cities like Noida, Greater Noida, Lucknow, Agra, Varanasi, Kanpur, etc. Rural and smaller town properties do not attract this surcharge.
Is stamp duty in Lucknow the same as Greater Noida?
Yes. The base stamp duty rate is the same across all of UP (7% for men, 6% for women). Both Lucknow and Greater Noida being Nagar Nigam areas attract the same 2% urban surcharge. The only difference would be in circle rates which vary by locality.
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Disclaimer
Stamp duty rates and regulations are subject to change based on state government notifications. This calculator provides estimates based on the latest publicly available rates for Uttar Pradesh. Actual charges may vary based on property type, location, and specific municipal regulations. Always verify with the local Sub-Registrar office before making property transactions. RupayWise is not a legal or real estate advisor.