About RupayWise
India's calculator-first financial decision platform. Not a blog. Not a brokerage. Just tools and frameworks for better money decisions.
Why RupayWise Exists
Most Indian finance websites either sell you products (as brokerage-affiliated platforms) or give you opinions (as ad-supported blogs). Neither helps you make a decision with your actual numbers.
RupayWise takes a different approach: calculators first, content second. Every tool uses your real inputs — your city, your salary, your loan amount, your deductions — to give a personalized answer instead of generic advice. The guide articles that wrap each calculator explain the “why” and “how” behind the numbers.
All calculations are backed by cited government data sources (RBI, CBDT, Income Tax India, state registration departments) with dates. When tax slabs change, rates update, or policies shift, the calculators are updated within days — not months.
Why You Can Trust These Numbers
NISM XIX-C Certified
Ganesh Kompella holds NISM Series XIX-C certification — the certification for Alternative Investment Fund managers — from the National Institute of Securities Markets (NISM), SEBI's educational arm.
SEBI-Registered AIF Partner
Partner at Tykhe Ventures, a SEBI-registered Category II Alternative Investment Fund (~$20 M AUM). Real fund management experience informs every calculator and guide.
230+ Automated Tests
Every calculation engine is validated against known correct answers — EMI formulas against bank amortization schedules, tax calculations against income tax department examples, and stamp duty against state government rate cards.
No Affiliate Bias
Calculators give you the mathematically correct answer, not the answer that earns a commission. A Rent vs Buy calculator that always says “buy” would defeat the purpose.
About the Founder
Ganesh Kompella is NISM Series XIX-C certified — the certification for Alternative Investment Fund managers — and a Partner at Tykhe Ventures, a SEBI-registered Category II AIF (~$20 M AUM). The combination of securities-market certification and hands-on fund management means the calculations and guides on RupayWise are grounded in real regulatory and investment knowledge.
Ganesh is also a self-taught engineer and founder of Kompella Technologies, which provides fractional CTO/CPO services to funded startups. He built RupayWise and its 230+-test calculation engine because India's finance tools were built to sell products, not to help you decide. The engineering background is why each calculator models edge cases (prepayment, step-up, regime switches) that most tools ignore.
RupayWise has no investment advisory license (SEBI RIA) and does not provide personalized investment advice. The platform provides educational tools and frameworks to help users make their own informed decisions.
Company Information
RupayWise is a product of Kompella Tech Pvt. Ltd., registered at 2nd Floor, Plot No. 4, Minarch Tower, Sector-44, Gurugram, Haryana — 122003, India.
What We Cover
36 Financial Calculators
SIP, EMI, FD, PPF, NPS, EPF, Tax Regime, HRA, Rent vs Buy, Stamp Duty, Step-Up SIP, Lumpsum, Salary, and more
29 In-Depth Guides
Companion guides with worked examples, data citations, and decision frameworks for every major calculator
19 Comparison Pages
SIP vs Lumpsum, FD vs Mutual Fund, Rent vs Buy by city, Old vs New Tax Regime — side-by-side decision aids
FY 2025-26 Updated
All tax slabs, stamp duty rates, and repo rates updated for current fiscal year
Disclaimer
RupayWise is an educational platform. It is not registered with SEBI as a Research Analyst (RA) or Investment Adviser (IA). The content and tools provided are for informational purposes only and should not be construed as investment advice. Users should consult a SEBI-registered financial advisor before making investment decisions. Past performance of any investment does not guarantee future returns.