Stamp Duty in Maharashtra 2026 — Mumbai & Other Areas
Maharashtra has one of the highest stamp duty rates in India, with Mumbai and municipal areas attracting an additional Metro Cess and Local Body Tax surcharge. Women buyers benefit from a 1% reduction in stamp duty rate, making joint registration with a woman as the first owner a popular strategy.
Last updated: 23 February 2026, 5:00 PM IST
Metro cities: Mumbai, Pune, Nagpur
Women Buyer Discount Available
A woman buyer saves ₹50,000 on this property compared to a male buyer in Maharashtra.
Stamp Duty Rates in Maharashtra
Stamp duty in Maharashtra is 6% for male buyers and 5% for women buyers in municipal areas (Mumbai, Pune, etc.). Registration charges are 1% of the property value, capped at ₹30,000. In Mumbai and other municipal corporation limits, an additional 1% Metro Cess + LBT surcharge applies on the stamp duty amount.
Data Sources
- IGR Maharashtra — Ready Reckoner Rates (2026) — igrmaharashtra.gov.in
- Maharashtra Stamp Act (2026) — igrmaharashtra.gov.in
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Frequently Asked Questions — Maharashtra
What is the stamp duty rate in Mumbai for 2026?
The base stamp duty in Mumbai is 6% for male buyers and 5% for women. An additional 1% Metro Cess and LBT surcharge applies on the stamp duty amount, making the effective rate approximately 7% for men and 6% for women. Registration charges are 1% capped at ₹30,000.
Do women get a discount on stamp duty in Maharashtra?
Yes. Women buyers in Maharashtra pay 5% stamp duty compared to 6% for male buyers — a saving of 1% on the property value. For a ₹1 crore property, this translates to a saving of ₹1 lakh. Joint registration with a woman as the first owner also qualifies for the lower rate.
How is stamp duty calculated on ready reckoner rate vs agreement value?
Stamp duty in Maharashtra is calculated on the higher of the agreement value or the ready reckoner (circle) rate. Ready reckoner rates are published annually by the IGR Maharashtra and vary by location, floor, and property type.
Is stamp duty different in Pune vs Mumbai?
The base stamp duty rate is the same across Maharashtra (6% for men, 5% for women). However, properties within municipal corporation limits (including both Mumbai and Pune) attract an additional 1% surcharge. So effective rates are similar in both cities.
Are there any stamp duty exemptions in Maharashtra?
The Maharashtra government has offered temporary stamp duty reductions in the past (e.g., during COVID in 2020-21). Currently, no general exemption is available. Agricultural land transfers and certain government transactions may have different rates. Always check the latest IGR Maharashtra notifications.
Related Resources
Calculators
- Rent vs Buy — Should you buy a home or keep renting? City-specific NPV analysis for Mumbai, Bangalore, Delhi, Pune & Hyderabad.
Disclaimer
Stamp duty rates and regulations are subject to change based on state government notifications. This calculator provides estimates based on the latest publicly available rates for Maharashtra. Actual charges may vary based on property type, location, and specific municipal regulations. Always verify with the local Sub-Registrar office before making property transactions. RupayWise is not a legal or real estate advisor.