Financial Guides
25 in-depth, calculator-backed guides covering every aspect of personal finance in India — from home loans and stamp duty to SIP strategies, tax regime choices, and retirement planning.
Real Estate
View category →Rent vs Buy Guide
Should you buy a home or keep renting in India? Complete guide with NPV calculator for 5 major cities.
EMI Guide
Everything about home loan EMI — calculation, prepayment strategies, and how to save lakhs in interest.
Stamp Duty Guide
State-wise stamp duty rates, registration charges, and savings tips for property buyers in India.
Capital Gains Guide
Calculate LTCG and STCG on property sale in India. Old regime vs new regime comparison with Section 54 and 54EC exemptions.
Rental Yield Guide
Calculate gross yield, net yield, and cap rate on rental property. City-wise rental yield benchmarks for Indian metros.
PMAY Guide
Calculate PMAY CLSS subsidy. Eligibility for EWS, LIG, MIG-I, MIG-II categories with exact subsidy amount and reduced EMI.
EMI Prepayment Guide
Should you prepay your home loan or invest the surplus? Strategies to save lakhs in interest with prepayment timing.
Stamp Duty Tips
Legal strategies to reduce stamp duty: women ownership, PMAY, resale vs new, joint registration, and state-specific exemptions.
Tax & Income
View category →Tax Regime Guide
Complete comparison of Old vs New tax regime for FY 2025-26 with deduction analysis and calculator.
HRA Guide
HRA exemption rules under Section 10(13A), 3 calculation rules, documentation, and tax-planning strategies.
Gratuity Guide
Calculate gratuity using PGA formula. Covers covered and non-covered employees, rounding rules, and Section 10(10) tax exemption.
HRA Employment Guide
HRA exemption rules for salaried, contract, WFH, and self-employed. Section 10(13A) edge cases and documentation guide.
Tax Slabs Explainer
Complete income tax slab explainer for FY 2025-26. Old vs new regime rates, surcharge brackets, rebate rules, and examples.
Salary Guide
Convert CTC to in-hand salary. Understand EPF, professional tax, HRA, gratuity, and income tax deductions with worked examples.
Section 80C Guide
All Section 80C instruments compared — ELSS, PPF, EPF, NPS, tax-saving FD, SSY, and more. ₹1.5 lakh deduction strategy.
Investments
View category →Step-Up SIP Guide
How step-up SIP works, life-stage strategies, expense ratio impact, and LTCG tax planning.
SIP Guide
How SIP works, expense ratio impact, SIP vs lumpsum, and fund selection for long-term wealth creation.
PPF Guide
PPF interest calculation, EEE tax benefit, partial withdrawal rules, and comparison with ELSS and NPS.
NPS Guide
Complete NPS guide covering Tier 1 contributions, 80CCD(1B) tax savings, annuity options, and retirement corpus calculation.
Lumpsum Guide
When to invest lumpsum vs SIP. LTCG tax impact, inflation-adjusted returns, and timing strategies for Indian markets.
EPF Guide
Complete EPF guide covering 8.25% interest, VPF top-up strategy, salary growth projection, and EEE tax benefits.
PPF Strategy Guide
PPF deposit timing, April 5 rule, extension strategy, partial withdrawal rules, and PPF vs other 80C instruments.
Expense Ratio Guide
A 1% expense ratio difference costs ₹12 lakh over 20 years. Direct vs regular plan comparison with switching guide.
Planning & Protection
View category →FIRE Guide
Plan your early retirement with India-specific FIRE numbers. Factor in EPF, PPF, NPS, health inflation, and safe withdrawal rate.
Term Insurance Guide
Calculate ideal life insurance cover using HLV, income replacement, and needs-based methods. India-specific premium estimates.
Education Cost Guide
Plan your child's IIT, IIM, MBBS education costs with inflation. Calculate monthly SIP needed for the required corpus.
Emergency Fund Guide
How much emergency fund do you need? 3-12 month rule explained with where to park it for instant access and decent returns.
SSY Guide
Sukanya Samriddhi Yojana guide with 8.2% interest, EEE tax benefit, partial withdrawal at 18, and maturity calculation.