Stamp Duty in Mumbai (2026)
Stamp duty in Mumbai is 6% for male buyers and 5% for female buyers. Registration charge is 1% (capped at ₹30,000). Includes 1% metro cess (for metro rail infrastructure). Total all-in charges are approximately ~7% for men and ~6% for women.
Last updated: 2026-06-03
Mumbai Stamp Duty Breakdown
| Component | Male | Female |
|---|---|---|
| Stamp duty | 6% | 5% |
| Registration charge | 1% (capped at ₹30,000) | |
| Additional charges | Includes 1% metro cess (for metro rail infrastructure) | |
| Total effective rate | ~7% | ~6% |
Note: Mumbai's 1% metro cess is unique within Maharashtra, making total stamp duty higher than rural Maharashtra. Registration is capped at ₹30,000 for properties above ₹30 lakh.
Metro cities: Mumbai, Pune, Nagpur
Women Buyer Discount Available
A woman buyer saves ₹50,000 on this property compared to a male buyer in Maharashtra.
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Important: This calculator provides estimates based on the inputs and assumptions you provide. Results are mathematical projections, not financial advice or recommendations. Actual outcomes will vary based on market conditions, policy changes, individual circumstances, and factors not captured by this tool. Verify all figures independently and consult qualified professionals before making financial decisions.
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Founding Partner at Tykhe Ventures ($20M AUM, early-stage investing) and Founder of Kompella Technologies, which provides fractional CTO/CPO services to funded startups. NISM XIX-C certified. Built RupayWise because the financial tools available in India were either oversimplified or designed to sell you a product — not help you decide.
Stamp Duty FAQs — Mumbai
What is the stamp duty rate in Mumbai in 2026?
Stamp duty in Mumbai is 6% for male buyers and 5% for female buyers. Includes 1% metro cess (for metro rail infrastructure). Registration charge is 1% (capped at ₹30,000). The total effective rate is approximately ~7% for men and ~6% for women.
Do women get a concession on stamp duty in Mumbai?
Yes. 1% rebate on stamp duty (5% + 1% metro cess = 5% vs 6% for men). This makes Mumbai one of the cities where registering property in a woman's name saves money.
What is the total cost of property registration in Mumbai?
The total government charges for buying property in Mumbai are approximately ~7% for male buyers (stamp duty 6% + registration 1% (capped at ₹30,000) + includes 1% metro cess (for metro rail infrastructure)). On a ₹1 crore property, that is roughly ₹7,00,000 in government charges alone.
What makes Mumbai's stamp duty different from the rest of Maharashtra?
Mumbai's 1% metro cess is unique within Maharashtra, making total stamp duty higher than rural Maharashtra. Registration is capped at ₹30,000 for properties above ₹30 lakh.
Stamp Duty in Other Cities
Disclaimer
Stamp duty rates are based on publicly available data from state registration portals and reputable sources as of June 2026. Rates are indicative and may change; verify with the sub-registrar office in Mumbai before finalizing your purchase. Source: IGR Maharashtra + 99acres Mumbai stamp duty guide, June 2026. Educational information, not legal advice.